Ralph Laird


Ralph’s legal experience began with the Sacramento law firm of Mackenroth, Ryan & Fong, primarily in the area of insurance defense litigation where he eventually became a partner.  Within a few years he solidified himself as not only a successful civil trial attorney but also as effective counsel in insurance disputes and coverage matters.  In addition to performing duties as coverage counsel and lead counsel in complex declaratory relief and bad faith claims in State and Federal Court, Ralph has continued to successfully handle business and personal injury cases through trial and alternative dispute forums.  He has successful appellate experience in Federal Court.  As a representative for a foreign insurance carrier doing business in the United States, Ralph also has direct insurance claims handling experience, hiring, supervising and directing other attorneys and law firms in litigation across the United States.  Ralph’s practice continues to be marked by a rewarding and complementing mix of civil litigation and insurance coverage experience.

Practice Areas:
Insurance Litigation, Coverage, Bad Faith, Declaratory Relief and Claims Handling, Business Torts, Personal Injury, Construction Litigation, Civil Trial and Appellate experience in California and Federal courts.

Education & Professional Background

  • College of the Holy Cross, B.A., 1989
  • McGeorge School of the Law, J.D., 1993
  • Admitted to practice: California, 1993; United States District Court Northern, Eastern and Central Districts, California; United States Ninth Circuit Court of Appeals


  • Placer County Bar Association, Member
  • Nevada County Bar Association, Member
  • Placer County Bar Association Fee Arbitrator
  • Past Director, The Gathering Inn Board of Directors
  • Past Director, Rocklin Educational Excellence Foundation Board of Directors  




David’s 35-year legal career has run the gamut from defending national product manufacturers, insurers and publicDavid Mackenroth, California Attorney entities to severely-injured personal injury plaintiffs. Before practicing law, David served as a Claim Manager for Allstate Insurance Company supervising litigation throughout Northern California. His experience as an insurance professional has served him well over the last three decades while defending bad faith actions and acting as coverage counsel. He has testified many times as an expert witness in insurance bad faith cases.

Practice Areas

Civil Trial; Appellate Practice; Insurance; Insurance Coverage; Insurance Bad Faith; Products Liability; Professional Liability; Construction Litigation; Employment and Civil Rights Litigation; Expert Witness; Mediator.

Education & Professional Background

  • Captain, United States Marine Corps, 1957-1960
  • Admitted to practice: California, 1969; U.S. District Court Northern and Central Districts, California, U.S. 9th District Court of Appeal, and United States Supreme Court

Activities & Affiliations

  • Member: American Bar Association, Placer and Sacramento County Bar Associations, American Arbitration Association, Association of Defense Counsel of Northern California, and Defense Research and Trial Lawyers Association
  • Panel of Arbitrators, Sacramento Bar Association
  • President, McGeorge School of Law Alumni Association, 1986-1987
  • Sacramento County Superior Court – Judge Pro Tem (Settlement Conference)