Practice Areas Overview

Based in Auburn, the Law Office of Ralph Laird represents clients in Placer County and throughout California in a range of civil cases, including insurance coverage and litigation, business litigation, personal injury claims and general civil litigation. For more information regarding what to expect in a civil lawsuit, please see our civil litigation overview, which describes basic steps and procedures.


Since our firm’s founding, insurers have continuously relied on Law Office of Ralph Laird to author opinions regarding policy coverage. Our attorneys have extensive experience evaluating complex policy provisions and providing answers to difficult questions of interpretation. By carefully reviewing policies for potential coverage issues and predetermining the extent of a policyholder’s coverage, our firm helps insurance companies streamline the claims process and avoid disputes.

We also render coverage opinions for policyholders so that they may understand the parameters of their insurance coverage and what they should expect from their insurance carrier. Our in-depth knowledge of insurance industry practices and policy provisions enables us to accurately advise clients regarding how policy provisions would likely be applied in various factual situations.


When coverage disputes arise, attorneys at Law Office of Ralph Laird possess the litigation skills and resources to effectively handle even the most complex coverage matters and insurance bad faith claims. The law firm has years of experience handling claims involving commercial general liability and other business policies, homeowners and farm policies, auto policies, disability policies and other forms of insurance. For more information regarding insurance related matters, please see our civil litigation overview.


Law Office of Ralph Laird handles litigation to resolve business related disputes including contract matters, business torts, employment related matters.


If you or a loved one has been hurt in an accident, our attorneys have extensive experience handling personal injury cases involving serious injuries and wrongful death.


Our firm has experience resolving cases through mediation, arbitration and other forms of alternative dispute resolution, especially insurance coverage matters.  Our attorneys also offer services acting as mediator or arbitrator to help others resolve their disputes.


Our attorneys possess the knowledge and skill to handle many types of civil lawsuits. If you or your business is facing a legal dispute, or if you need to assert your legal rights against another person or entity, our firm can efficiently and effectively see you through the entire litigation process. Please contact Law Office of Ralph Laird to schedule a complimentary consultation with one of our experienced attorneys to determine how we may assist you. If we cannot directly help you for any reason, we will do our very best to refer you to another attorney who can.